1. General

Eazy Lending is a digital platform that connects individuals with licensed financial institutions to assist in loan applications. We do not offer investment schemes, accept public deposits, or operate as a chit fund. Eazy Lending acts solely as a facilitator between borrowers and lenders.

2. Eligibility

Use of this platform is restricted to individuals aged 21 years or older who are legally capable of entering into binding contracts under Canadian law.

3. Account Responsibility

To access certain features, you must create a registered account. You are solely responsible for maintaining the confidentiality of your login credentials and for all activities conducted under your account. If you suspect unauthorized use, notify us immediately.

4. Privacy

We collect, use, and process your personal data in accordance with our [Privacy Policy]. By using the platform, you consent to the collection and processing of your data as outlined in that policy.

5. Payment Protection Insurance (PPI)

Eazy Lending may offer Payment Protection Insurance (PPI) with your loan. PPI helps cover your repayments if you’re unable to work due to illness, injury, or unemployment. Coverage terms and eligibility criteria vary and are governed by the insurer’s policy documents.

6. Use License

You are granted a limited, non-exclusive, non-transferable license to use the platform solely for personal, non-commercial purposes. Any unauthorized, fraudulent, or commercial use is strictly prohibited.

7. Prohibited Use

You agree not to use the platform for:

• Illegal or fraudulent acts

• Harassing, threatening, or harming others

• Uploading malware, viruses, or spam

• Misusing personal data

• Misrepresenting identity or loan eligibility

8. Suspension & Termination

Eazy Lending reserves the right to suspend or terminate your account or access without prior notice if you violate these terms or engage in fraudulent, abusive, or unlawful activity.

9. Third-Party Services

Our platform may include links to third-party websites or services. Eazy Lending does not control or endorse such sites and is not responsible for their content, terms, or privacy practices.

10. Credit Information

By submitting a loan application, you consent to Eazy Lending accessing your credit report or score from authorized bureaus, including CRIF, Equifax, or TransUnion. You may withdraw this consent anytime by contacting our support team.

11. Limitation of Liability

Eazy Lending shall not be liable for any indirect, incidental, or consequential damages arising from use or inability to use the platform or related services. Loan approval, amount, and disbursement are subject to lender evaluation and are not guaranteed.

12. Indemnification

You agree to indemnify, defend, and hold harmless Eazy Lending, its affiliates, directors, and employees from any claims, losses, liabilities, or expenses arising from your use of the platform or breach of these terms.

13. Refunds & Cancellations

If you cancel the loan once ater signing the papers there are the following steps:
As you know that our team members are trying to fulfil your loan request
for two days but as for sudden cancellation you have to pay the loan cancellation charges which are automatically overdrawn from your account which is $680.00

– Your Credit will Decrease by 300 points
– You will not be able to get any loan in all over canada companies because your name will be blacklisted
– If this loan cancellation charges will not be deducted from your account then any of your assets which is registered on your name will be freezed under section 56 Act 21, Article 41.9

14. Credit Score Improvement Program

If your credit score is below 700, you may participate in Eazy Lending’s Credit Increment Program in partnership with recognized bureaus (Experian, Equifax, TransUnion).

• Eligibility may be confirmed within two hours after bank account verification

• Loan disbursement occurs within one hour after receiving required security funds

• Program completion reflects positively on your credit report

Failure to Repay may result in:

• Account freeze

• Credit score drop (up to 100 points)

• Blacklisting from other lenders (up to 2 years)

• Negative reporting to credit bureaus

Eazy Lending operates under the Better Business Bureau (BBB), Section C, Clause No. 1512, and follows direct deposit via wire transfer, typically processed within minutes.

15. Governing Law

These Terms are governed by the laws of Canada. All disputes shall be subject to the exclusive jurisdiction of the courts in Ontario, Canada.

16. GST & HST Compliance

GST (Goods and Services Tax) Administered by the CRA, GST is collected on sales and recovered via Input Tax Credits.

HST (Harmonized Sales Tax) A blended tax used in provinces that combine PST with GST. Rates vary by province.

Loan-Related Fees Subject to GST/HST:

• Loan processing or administration fees

• Loan cancellation charges

• Late payment fees

• Documentation charges

17. Contact Us

For questions, support, or account-related concerns, contact us at: 📧 admin@eazylending.ca

leo.